Credit Report Errors Hub
Common Credit Report Errors
Use this hub when you have identified a specific reporting problem such as a wrong late payment, an account that is not yours, a duplicate tradeline, or an unauthorized inquiry.
Guides in this hub
Focused guides for the error types consumers most often need to challenge.
How to Remove Incorrect Late Payments From Your Credit Report
A practical guide to disputing incorrectly reported late payments, what records help, and what to do if the creditor verifies the entry.
How to Dispute Accounts That Are Not Yours
Learn how to dispute accounts that do not belong to you, how to separate mixed-file issues from identity theft, and what documentation to use.
How to Remove Duplicate Accounts From a Credit Report
Understand what a duplicate account looks like on a report, how to compare tradeline details, and how to dispute the extra entry.
How to Dispute Unauthorized Hard Inquiries
A step-by-step guide to reviewing hard inquiries, deciding whether they were authorized, and disputing the ones that should not be on your file.
Action layer
When you are ready to execute
Credit Repair Software for DIY Consumers
Credit Renew gives DIY consumers credit repair software to analyze reports, draft dispute letters, and track bureau responses without hiring a monthly credit repair company.
A Credit Dispute Letter Generator for Focused DIY Workflows
Use Credit Renew to generate clearer dispute letters based on the issue, evidence, and correction you want to request.